lunes, 2 de marzo de 2009

Review nº 17

Name: Cristina Soledad Guzmán
Source: www.nytimes.com
Date of publication: October 29, 2008


Review nº 17: Article ‘ Women Buying Health Policies Pay a Penalty ‘

Is it really true that men and women are equals? It seem to be only in theory because when it comes to put it in practice one gender usually has more benefits than the other. As is the case of American men when paying health policies. This issue is discussed in the article ‘ Women Buying Health Policies Pay a Penalty ‘ from a New York Times publication.
There is striking evidence that in America has emerged a widespread gap in the cost of health insurance, as women pay much more than men of the same age for individual insurance policies providing identical coverage. Women’s advocacy groups have raised concerns about the differences, and members of Congress have begun to question the justification for them. As a consequence of the declining economy, people are shopping for individual health insurance policies because they have lost jobs that provided coverage. Insurers say they have a sound reason for charging different premiums: women ages 19 to 55 typically use more health care, especially in the childbearing years. But women still pay more than men for insurance that does not cover maternity care. Most state insurance pools, for high-risk individuals, also use sex as a factor in setting rates.
The facts described in this article are unfair for women. Because though I think that paying more for maternity care might be reasonable, it is not fair to pay more than men for the same kind of insurance which does not cover maternity care. So that I agree with a Democrat representative of California who said: “ if men coul have kids such disparities would probably not exist”.
To sum up, the article describes differences settled in base to gender. In this case American men pay less than women for health insurance services. It seems that there will always be differences between genders, and usually women are the ones who recieve less benefits. I think although time goes by these differences are quite difficult to overcome and I hope this situations can change in the near future.

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